If you’re a first-time homebuyer you might have noticed mortgage rates expressed a couple of different ways in the charts when you google for current rates. You may have seen it expressed a number of ways including APR and Interest Rate. So, what’s the difference and which one should you go by? What Is The […]
The City of Marco Island has elevation certificates available to the public. Elevation certificates can be used to determine possible insurance rates. Lenders also sometimes require elevation certificates. If you purchase a home in a high-risk flood area, your insurance company will want an elevation certificate. Knowing your elevation is important in many areas. You […]
Do you know the options and specifics for Florida first time home buyer incentives? There are plenty of programs available to help you get into a new home thanks to Florida Housing. Florida First The Florida First program offers a low 30-year fixed-rate first mortgage to qualified borrowers. That automatically makes the buyer qualified for […]
Do you know the options for Florida down payment assistance programs that can help Florida home buyers? There are plenty of programs available to help you get into a new home thanks to Florida Housing. Florida Housing’s FTHB Program program can be accessed only through participating lenders in Florida. From the Florida Housing website, select First […]
Some lenders are already looking at applicants FICO Score 9 credit scores. There are some major differences between this new system for determining a credit score and the FICO 8. So, how will this affect you if you go to buy a home and the lender uses FICO Score 9? Well, to start, most lenders […]
