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Which Is A Better Indicator? APR or Interest Rate? What’s The Difference?

If you’re a first-time homebuyer you might have noticed mortgage rates expressed a couple of different ways in the charts when you google for current rates. You may have seen it expressed a number of ways including APR and Interest Rate. So, what’s the difference and which one should you go by? What Is The […]

Posted in: Blog, Buyers, Buying, Financing, Home Mortgage, Home Mortgage Tips, Mortagage Tips, Mortgage Rates, Mortgage Tips, Mortgages, Personal Finance, Uncategorized Tagged: APR, brokerage fees, Discount Points, Interest Rates, PMI, Private Mortgage Insurance

Tips For Marco Island Millennial Home-Buyers

Marco Island millennial homebuyers, take note! Buying a home while you’re young makes a huge difference for your financial future. A recent study looked at older adults and compared the financial outcomes based on their age when they bought their first homes. In the study, half of the adults in in the sample bought their […]

Posted in: Blog, Buyers, Buying, Home Buyer Tips, How-To, Marco Island, Marco Island Homes, Marco Island Real Estate, Mortagage Tips, Mortgage Rates, Mortgage Tips, Mortgages, Moving, Moving & Packing, Personal Finance, Tips Tagged: First Time Home Buyers, First-Time Home Buyer, Home Buyer Tips, Home Buying Process, home loan, millennial, millennial home buyers, prequalification, prequalify for home loan, renting

Florida First & Florida Advantage Help Qualify You For Down Payment Assistance Programs

If you’re in the process of buying a home and need down payment assistance, you should know that the State of Florida might have a program that can help you finally become a homeowner! Thanks to Florida Housing, there are a handful of programs to help homebuyers. Two of the most utilized and appreciated programs that […]

Posted in: Blog, Buyers, Buying, Financing, Home Buyer Tips, Home Tips, How-To, Mortagage Tips, Mortgage Rates, Mortgage Tips, Mortgages, Personal Finance, Tips

How Do I Search For An Elevation Certificate In Marco Island?

The City of Marco Island has elevation certificates available to the public. Elevation certificates can be used to determine possible insurance rates. Lenders also sometimes require elevation certificates. If you purchase a home in a high-risk flood area, your insurance company will want an elevation certificate. Knowing your elevation is important in many areas. You […]

Posted in: Blog, Buyers, Buying, Marco Island, Marco Island Homes, Mortgages, Moving Tagged: Building Services Division, elevation certificates

Florida First Time Home Buyer Incentives

Do you know the options and specifics for Florida first time home buyer incentives? There are plenty of programs available to help you get into a new home thanks to Florida Housing. Florida First The Florida First program offers a low 30-year fixed-rate first mortgage to qualified borrowers. That automatically makes the buyer qualified for […]

Posted in: Blog, Buyers, Buying, Home Buyer Tips, Home Mortgage, Home Mortgage Tips, Mortagage Tips, Mortgage Rates, Mortgage Tips, Mortgages Tagged: Community Heroes, Florida Advantage, Florida First, Florida Housing’s Homeownership programs

Florida Down Payment Assistance Programs For Home Buyers

Florida Assist

Do you know the options for Florida down payment assistance programs that can help Florida home buyers? There are plenty of programs available to help you get into a new home thanks to Florida Housing. Florida Housing’s FTHB Program program can be accessed only through participating lenders in  Florida. From the Florida Housing website, select First […]

Posted in: Blog, Buyers, Buying, Financing, Home Buyer Tips, Home Mortgage, Home Mortgage Tips, Mortagage Tips, Mortgage Rates, Mortgage Tips, Mortgages Tagged: Florida Assist, Florida Down Payment Assistance Programs, Homeownership Assistance for Moderate Income Loan (HAMI)

What Will The FICO Score 9 Do To Your Credit Score?

Some lenders are already looking at applicants FICO Score 9 credit scores. There are some major differences between this new system for determining a credit score and the FICO 8. So, how will this affect you if you go to buy a home and the lender uses FICO Score 9? Well, to start, most lenders […]

Posted in: Blog, Buyers, Buying, Financing, Home Buyer Tips, Home Mortgage Tips, Mortgage Rates, Mortgage Tips, Mortgages Tagged: Credit Score, FICO 8, FICO 9, FICO Score 9

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239.821.7926

Cathy.Rogers@Sothebysrealty.com

760 N. Collier Blvd., #101,
Marco Island, FL 34145

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