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Marco Island Condos, Marco Island Real Estate, Marco Island Homes for Sale, Marco Island Luxury Homes

Waterfront Luxury Home Specialist

239.821.7926
Cathy.Rogers@Sothebysrealty.com

Florida First Time Home Buyer Incentives

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Do you know the options and specifics for Florida first time home buyer incentives? There are plenty of programs available to help you get into a new home thanks to Florida Housing.

Florida First

The Florida First program offers a low 30-year fixed-rate first mortgage to qualified borrowers. That automatically makes the buyer qualified for one of the state’s down payment assistance programs.

Florida Advantage

The Florida Advantage program helps home buyers in specific areas, rural self-help buyers, or buyers with at least one disabled family member. Buyers need to be at or below 80% of AMI adjusted for household size to qualify and if they do, they also qualify for Florida Assist down payment assistance.

Community Heroes

Community Heroes is a 30-year first mortgage loan program that helps veterans and active duty military personnel, full-time employees of the school system, full-time employees of police departments, full-time firefighters, and some healthcare workers. This provides home loans at lower interest rates.

 

Are You Buying a Home on Marco Island?

Considering buying a home on Marco Island? We’d love to help you find one that’s just right for your needs.

First, check out available Marco Island area properties using this helpful search tool. If it’s easier, you can just call us at 239-821-7926 or get in touch with us online to let us know what you’re looking for. We’re happy to contact you however you prefer. Then, we’ll start searching our databases right away using criteria you specify!

In the meantime, you can also easily explore Marco Island real estate by price:

Also, to stay current on the latest listing and community events, connect with your Marco Island area expert on Facebook or Twitter!

 

 

Florida Down Payment Assistance Programs For Home Buyers

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Florida Assist

Do you know the options for Florida down payment assistance programs that can help Florida home buyers? There are plenty of programs available to help you get into a new home thanks to Florida Housing. Florida Housing’s FTHB Program program can be accessed only through participating lenders in  Florida. From the Florida Housing website, select First Time Homebuyer Wizard. When you’re done here, check out the options and specifics for Florida first time home buyer incentives.

 

Florida Down Payment Assistance Programs

Florida Assist

Florida Assist offers lower income borrowers up to $7,500 towards down payment assistance and closing cost fees. This works as a deferred second mortgage with to cover these costs and pay nothing, not even interest until you sell or refinance the home or at the end of the first mortgage.

Homeownership Assistance for Moderate Income Loan (HAMI)

HAMI offers borrowers up to $5,000 in down payment and closing costs help. This is also a second mortgage. This one is a low, fixed-rate second mortgage repayable over ten years.

 

Are You Buying a Home on Marco Island?

Considering buying a home on Marco Island? We’d love to help you find one that’s just right for your needs.

First, check out available Marco Island area properties using this helpful search tool. If it’s easier, you can just call us at 239-821-7926 or get in touch with us online to let us know what you’re looking for. We’re happy to contact you however you prefer. Then, we’ll start searching our databases right away using criteria you specify!

In the meantime, you can also easily explore Marco Island real estate by price:

Also, to stay current on the latest listing and community events, connect with your Marco Island area expert on Facebook or Twitter!

What Will The FICO Score 9 Do To Your Credit Score?

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Some lenders are already looking at applicants FICO Score 9 credit scores. There are some major differences between this new system for determining a credit score and the FICO 8. So, how will this affect you if you go to buy a home and the lender uses FICO Score 9? Well, to start, most lenders haven’t made the switch yet, but in time, they will. Scientists at FICO believe the new system is a more accurate way for lenders to determine the level of risk involved with lending to someone. For many potential home buyers, this new system will actually improve their credit scores. Here are some big changes:

If you had an account in collections, but paid it off already, the FICO Score 9 will make it so that it doesn’t bring down your score. It removes the effects that would have otherwise had on your score.

If you have medical bills, it lowers the effect of those on your score. With the new FICO Score 9, medical bills will be weighted less heavily than a credit card, thankfully!

Also, a huge perk for people who pay their rent on time: If your landlord reports your rent, payments made on time will bring up your score! This is great news considering that most people will pay their rent every month, so its a better indicator of your actual likelihood to pay your mortgage or other loans!

Are You Buying a Home on Marco Island?

Considering buying a home on Marco Island? We’d love to help you find one that’s just right for your needs.

First, check out available Marco Island area properties using this helpful search tool. If it’s easier, you can just call us at 239-821-7926 or get in touch with us online to let us know what you’re looking for. We’re happy to contact you however you prefer. Then, we’ll start searching our databases right away using criteria you specify!

In the meantime, you can also easily explore Marco Island real estate by price:

Also, to stay current on the latest listing and community events, connect with your Marco Island area expert on Facebook or Twitter!

 

Registering To Vote In Collier County

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As you search through homes for sale on Marco Island this election season or begin unpacking from your big move, you may forget about registering to vote in Collier County. Here’s some tips and reminders about registering to vote. Here’s your 2018 Voter’s Guide.

Upcoming Elections in Collier County

The Primary Election will be held on August 28, 2018. Collier County residents have a registration deadline for that election of July 30, 2018. Meanwhile, the General Election is November 6, 2018. Collier County residents have a registration deadline for the General Election of October 9, 2018.

Collier County Voter Registration

Collier County residents can use the Online Florida Voter Registration (click here) or they can also download a Voter Registration Application and then mail it to the Collier County Supervisor of Elections. Other ways to register to vote in Collier County include heading up to a state drivers licence office or tax collector’s office,or through a voter registration agency such like a public assistance office or public library.

What You’ll Need To Register

You’ll need a Florida drivers license or state ID card and the last four digits of your social security number to register online. If you don’t have your SSN, you’ll need to head into the Supervisor of Elections office with your ID. Make sure you submit your registration before 11:59 p.m. Eastern Time 29 days before the election you plan to vote in.

Are You Buying a Home on Marco Island?

Considering buying a home on Marco Island? We’d love to help you find one that’s just right for your needs.

First, check out available Marco Island area properties using this helpful search tool. If it’s easier, you can just call us at 239-821-7926 or get in touch with us online to let us know what you’re looking for. We’re happy to contact you however you prefer. Then, we’ll start searching our databases right away using criteria you specify!

In the meantime, you can also easily explore Marco Island real estate by price:

Also, to stay current on the latest listing and community events, connect with your Marco Island area expert on Facebook or Twitter!

 

How To Get A Residential Building Permit In Collier County

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Do you need a residential building permit in Collier County for new construction, additions, or alterations to you existing Marco Island area property? Collier County offers detailed instructions for the process on its website.

Make sure to completely fill out the residential building permit. That means all of the spaces on the first page should be filled in. Be sure to initial where space is provided on page two of the Collier County building permit. Be sure to sign and have the contractor notarize the Acknowledgement on page three as well. People often forget to include items like electrical amperage, base flood elevation, water meter size, lot size and A/C tonnage. So, be sure to include those things if you want to be issued a residential building permit in Collier County. One family dwellings and duplexes require three complete sets of construction plans to be submitted with the permit application.

Now, let’s say that you’re trying to build an addition to a home in the Vineyards, Berkshire Lakes, Audubon, Grey Oaks, or Orange Tree. Collier County requires that you include drainage plans approved by the developer with the building permit package. If you’re building an addition anywhere in the county, you’ll need to submit a sealed boundary survey with the permit package showing all easements. If you’re installing a septic tank in Collier County though, the Collier County Health Department also needs a copy of the survey now.

By the way, if the building or property isn’t serviced by the Collier County Utilities Division, you must submit a Flow Letter before they’ll issue you a permit.

Check out this webpage to learn the fees for a residential building permit in Collier County.

Are You Buying a Home on Marco Island?

Considering buying a home on Marco Island? We’d love to help you find one that’s just right for your needs.

First, check out available Marco Island area properties using this helpful search tool. If it’s easier, you can just call us at 239-821-7926 or get in touch with us online to let us know what you’re looking for. We’re happy to contact you however you prefer. Then, we’ll start searching our databases right away using criteria you specify!

In the meantime, you can also easily explore Marco Island real estate by price:

Also, to stay current on the latest listing and community events, connect with your Marco Island area expert on Facebook or Twitter!

Collier County Hospitals

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If you’re looking at homes for sale on Marco Island, you may also be curious about Collier County hospital options. It’s always good to know that quality healthcare and state-of-the-art healthcare technology is easily accessible when you move to a new location. Collier County has two large healthcare systems offering quality services.

NCH Healthcare System: NCH Healthcare System is a quality hospital and healthcare system in Collier County. It also happens to be the number one private employer in Collier County. The NCH Healthcare System is considered one of the most progressive in the United States, embracing new, effective ideas in medical treatment and healing. It consists of over 700 independent physicians and medical facilities around the area.
Physicians Regional Healthcare System: Physicians Regional Healthcare System has two hospitals, more than 300 physicians and offers advanced healthcare in more than 45 specialties and sub-specialties. These include 24-hour emergency care, cardiology, digestive diseases, neurosurgery, orthopedic care, vascular disease, spine care, and women’s services.

 

Interested in finding a Marco Island condo for sale that will suit your needs? Check out this previous blog post: Three Amazing Condo Communities On The South End Of Marco Island.

Are You Buying a Home on Marco Island?

Considering buying a home on Marco Island? We’d love to help you find one that’s just right for your needs.

First, check out available Marco Island area properties using this helpful search tool. If it’s easier, you can just call us at 239-821-7926 or get in touch with us online to let us know what you’re looking for. We’re happy to contact you however you prefer. Then, we’ll start searching our databases right away using criteria you specify!

In the meantime, you can also easily explore Marco Island real estate by price:

Also, to stay current on the latest listing and community events, connect with your Marco Island area expert on Facebook or Twitter!

Three Amazing Condo Communities On The South End Of Marco Island

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The Tigertail Beach-South End area of Marco Island offers several condominium communities with breathtaking views. Florida Realtor Cathy Rogers is quite familiar with condo communities on the South end of Marco Island and all around the island actually. Here are just three of the multiple condo communities in Marco Island‘s Southend that our clients love. If you’d like to see these of any condos for sale in Marco Island, contact Cathy.

Dela Park Place

You might have heard about Dela Park Place condominiums because of the 53 luxurious condos. These offer absolutely unparalleled views of the Ten Thousand Islands and the Gulf. As you’d expect of a luxury condo in Marco Island, every owner has their own covered parking area and access to the spa, the pool, the community’s own beach and fishing pier, and other amenities.

Mirage on the Gulf

Mirage on the Gulf offers 59 three-bedroom and four-bedroom condos in the South end of Marco Island. One of the features that Cathy’s clients especially rave about pertaining to these homes for sale on Marco Island is its state-of-the-art fitness center. Plus, they enjoy the library, conference room and social room, complete with a kitchen. Another feature Cathy’s clients love is that each unit comes with its own private garage.

Plantation

Plantation on Marco Island overlooks the Gulf of Mexico, Caxambas Pass and the Ten Thousand Islands. Wait ’til Cathy shows you the spacious, heated swimming pool and whirlpool spa at these condos for sale on Marco Island. The community also offers individual storage spaces and a parking garage located under the building!

 

Are You Buying a Home on Marco Island?

Considering buying a home on Marco Island? We’d love to help you find one that’s just right for your needs.

First, check out available Marco Island area properties using this helpful search tool. If it’s easier, you can just call us at 239-821-7926 or get in touch with us online to let us know what you’re looking for. We’re happy to contact you however you prefer. Then, we’ll start searching our databases right away using criteria you specify!

In the meantime, you can also easily explore Marco Island real estate by price:

Also, to stay current on the latest listing and community events, connect with your Marco Island area expert on Facebook or Twitter!

List of Churches in Marco Island

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If you’re considering moving to Marco Island, you may want to know if there’s a local church that aligns with your beliefs. Marco Island has a variety of churches of various denominations.

Churches in Marco Island

Below is a list of churches in Marco Island with their contact information, so that you can find out more information.

Church of God | 394-3469
First Baptist Church | 394-1646
Goodland Baptist Mission | 394-7733
Isles of Capri Christian Church | 642-6233
Jewish Center of Marco Island | 642-0800
New Life Community Church | 394-4980
Marco Lutheran Church | 394-0332
Marco Presbyterian Church | 394-8186
San Marco Catholic Church | 394-5181
St. Mark’s Episcopal Church | 394-7242
United Church of Marco | 394-6562
Wesley United Methodist Church | 394-3734

Condos for Sale Marco Island

If finding a suitable church is important, hopefully this gives you a starting point. If you find a suitable place of worship for you from this list and are looking for condos for sale in Marco Island, please contact us show we can find the perfect community for you to fully enjoy your retirement! We can find you a first floor condo on Marco Island or even an upscale community.

Are You Buying a Home on Marco Island?

Considering buying a home on Marco Island? We’d love to help you find one that’s just right for your needs.

First, check out available Marco Island area properties using this helpful search tool. If it’s easier, you can just call us at 239-821-7926 or get in touch with us online to let us know what you’re looking for. We’re happy to contact you however you prefer. Then, we’ll start searching our databases right away using criteria you specify!

In the meantime, you can also easily explore Marco Island real estate by price:

Also, to stay current on the latest listing and community events, connect with your Marco Island area expert on Facebook or Twitter!

 

Enjoy Your Retirement With These Two Great Golf Courses On Marco Island

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Looking for golf courses on the Gulf of Mexico?

Marco Island retirees have two fantasist Golf Courses on Marco Island that are both gorgeous and enjoyable. Be sure to check out these beautiful golf courses on Marco Island.

Hideaway Beach Club

With a 31 rating, a 94 slope, and Bermuda grass, this golf course on Marco Island sits directly on the Golf of Mexico. The gated community offers the world’s largest concentration of native Florida Live Oak Trees. Besides being one of the most beautiful golf courses on Marco Island it also offers a board walk, natural lagoons, a sports complex and a beach club with exquisite dinners. Learn more about Hideaway Beach Club on its website here.

Island Country Club

Island Country Club, coined the “Crown Jewel” of golf courses on Marco Island, is a member owned, private club. The golf course is impeccably groomed. This 18 hole course is Par 72 and will far exceed your expectations. Plus, it boasts a 50,000 square foot clubhouse. Learn more about Island Country Club on its website here.

Condos for Sale Marco Island

Now that you see the outstanding golfing opportunities here, if you’re looking for condos for sale in Marco Island, please contact us show we can find the perfect community for you to fully enjoy your retirement! We can find you a first floor condo on Marco Island or even an upscale community.

Are You Buying a Home on Marco Island?

Considering buying a home on Marco Island? We’d love to help you find one that’s just right for your needs.

First, check out available Marco Island area properties using this helpful search tool. If it’s easier, you can just call us at 239-821-7926 or get in touch with us online to let us know what you’re looking for. We’re happy to contact you however you prefer. Then, we’ll start searching our databases right away using criteria you specify!

In the meantime, you can also easily explore Marco Island real estate by price:

Also, to stay current on the latest listing and community events, connect with your Marco Island area expert on Facebook or Twitter!

 

Need A First Floor Condo On Marco Island?

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Are you looking for something specific in a property on or near Marco Island? Don’t hesitate to contact the office and let us know what to keep an eye out for you! Looking for Marco Island beachfront condos for sale with open kitchens and extra living space? Let us take you on a tour of some!

Do you need a first floor condo on Marco Island? I once knew a woman who needed to be low to the ground or her vertigo would become disturbed. There is no sense in even looking at condos in Marco Island for sale if they aren’t going to be a great fit for you. So, if you need a first floor condo on Marco Island, we can make sure that’s all you are shown. No questions asked about your reasons. I respect your wishes completely!

The Seabreeze South Maria Building, for example, regularly offers first floor condo units within walking distance to restaurants and more! The community also offers condos in Marco Island for sale featuring extra storage, a clubhouse, a pool, shuffleboard, assigned parking and guest parking!

Are You Buying a Home on Marco Island?

Considering buying a home on Marco Island? We’d love to help you find one that’s just right for your needs.

First, check out available Marco Island area properties using this helpful search tool. If it’s easier, you can just call us at 239-821-7926 or get in touch with us online to let us know what you’re looking for. We’re happy to contact you however you prefer. Then, we’ll start searching our databases right away using criteria you specify!

In the meantime, you can also easily explore Marco Island real estate by price:

Also, to stay current on the latest listing and community events, connect with your Marco Island area expert on Facebook or Twitter!

Contact Cathy


239.821.7926
Cathy.Rogers@Sothebysrealty.com